Free Investor Tool

Mortgage Calculator

Run the monthly payment on any purchase before you make an offer.

Estimate principal, interest, taxes, insurance, and PMI — your full monthly payment (PITI) — plus a 5-year look at how much you’ve paid down and the equity you’ve built. Works for any purchase: a rental, a flip, or your next home.

Your purchase

Pre-filled with a sample deal. Change anything.

Purchase & loan
= $70,000
Taxes, insurance & extras
= $3,850/yr
applies under 20% down
used for the 5-year equity estimate
Total monthly payment
$0
principal, interest, taxes & insurance
Principal & interest
$0
the loan itself
Property tax / mo
$0
annual ÷ 12
Insurance / mo
$0
annual ÷ 12
HOA / mo
$0
monthly dues
PMI / mo
$0
until 20% equity
Where your payment goes

Loan amount
$0
price − down payment
Down payment
$0
cash at closing
Total interest (life)
$0
over the full term
Total of P&I paid
$0
principal + interest
After 5 years
Balance remaining
$0
still owed
Principal paid
$0
loan paid down
Interest paid
$0
cost so far
Home value (yr 5)
$0
at your appreciation
Equity (yr 5)
$0
value − balance