Free Investor Tool

Mortgage Calculator

Run the monthly payment on any purchase before you make an offer.

Estimate principal, interest, taxes, insurance, and PMI (your full monthly payment, or PITI), plus a 5-year look at how much you’ve paid down and the equity you’ve built. Works for any purchase: a rental, a flip, or your next home.

Your purchase

Pre-filled with a sample deal. Change anything.

Purchase & loan
= $70,000
Taxes, insurance & extras
= $3,850/yr
applies under 20% down
used for the 5-year equity estimate
Total monthly payment
$0
principal, interest, taxes & insurance
Principal & interest
$0
the loan itself
Property tax / mo
$0
annual ÷ 12
Insurance / mo
$0
annual ÷ 12
HOA / mo
$0
monthly dues
PMI / mo
$0
until 20% equity
Where your payment goes

Loan amount
$0
price − down payment
Down payment
$0
cash at closing
Total interest (life)
$0
over the full term
Total of P&I paid
$0
principal + interest
After 5 years
Balance remaining
$0
still owed
Principal paid
$0
loan paid down
Interest paid
$0
cost so far
Home value (yr 5)
$0
at your appreciation
Equity (yr 5)
$0
value − balance

Wondering what you might keep if you sell?

Estimate your proceeds after your mortgage payoff and selling costs.